Top Paying Online Casino NZ

Searching for the top paying online casino NZ has to offer? Then chances are, qualities like reputation, high RTP and fast payouts will be important to you. 

Kiwi players are in luck: while online casinos based in New Zealand are illegal, offshore gambling sites still allow real cash withdrawals. It’s a bit of a minefield out there though, so below, we breakdown all you need to know about the leading brands to choose from. 

Read on as we compare, test, and verify each operator’s payout rates, the highest RTP games, and verified withdrawal speeds, to help you play at the best payout online casino NZ.

Fact Checked By:
Katherine Mouradian
Last Updated:

Best Top Paying Online Casino Sites in NZ (2025)

Here are my top 10 highest payout online casinos NZ has to offer in December 2025.

Name

RTP Range

Best Games

Payout Speed

#1

Lucky Circus

90-96%

Slots, baccarat, poker, roulette, blackjack

24-48 hours

#2

Dragonslots

92-96%

Slots, blackjack, roulette, baccarat

Under 48 hours

#3

Jokery

94-97%

Slots, jackpots, megaways, live dealer

24-48 hours

#4

Betandplay

92-97%

Slots, live dealers

24 hours

#5

Slotsgem

92-96%

Slots, live casino, table games

24-48 hours

#6

Spinbara

92-98%

Slots, table games, live dealer

24-48 hours

#7

Wyns

94-97%

Slots, jackpots, poker, roulette

24-48 hours

#8

Vegashero

94-97%

Slots, live dealers, blackjack, roulette

24-48 hours

#9

Sportaza

92-96%

Slots, poker, baccarat, blackjack

24-48 hours

#10

Allyspin

90-96%

Slots, table, live casino

Less than 24 hours

Lucky Circus

Lucky Circus

Lucky Circus is owned by Dama N.V., an operator well-known for being one of the high RTP casinos NZ players frequent. The platform was launched in 2024, and it currently offers over 9,000 games for Kiwis. You can find a lot of different games: pokies, jackpots, live table games from the most popular providers like Pragmatic Play, Play’n Go, NetEnt, and Evolution. The site’s got an approximate payout of 96.3%, with high RTP hits like Wolf Gold and Bonanza Billion.

150 % Up to $1500 + 100 Free Spins
DragonSlots

DragonSlots

Dragonslots is one of the most popular new casinos in NZ. It’s run by TechSolutions Group N.V., out of Curacao. What I like is that the average payout is actually pretty good, sitting around 96%. You’ll find top titles such as Gates of Olympus, Aloha King Elvis, and Book of Trubes, present in its library. The casino is popular for its 6,500+ pokies, with a total count of over 7,000 games.

225% up to 4,500 NZD + 200 free spins
Jokery

Jokery 

For me, Jokery is the most interesting online casino in the list. It only launched this year, and is built with a Joker theme, straight out of DC Comics. Even as a new arrival, the brand still carries 9,000+ games from NetEnt, Pragmatic Play and other tier one providers with the highest RTP titles, being around 95-96%. Banking options for NZ players are fairly broad, and when I checked, ewallet withdrawals landed within two days.

100% up to $2750 + 100 Free Spins
Betandplay

Betandplay

Betandplay is another Dama N.V. project and has been a popular choice for Kiwi gamers since 2022. The casino focuses heavily on slots, with over 5,000 games from the best software providers. I checked through the library and found quite a few high RTP slots, including Book of Dead and various Big Bass titles, all with a 96% RTP.

150% Up to $1500 + 100 FREE SPINS
Slotsgem

Slotsgem 

Slotsgem makes it on this list thanks to several headline pokies in the 95-97% RTP range, with evergreen high-RTP titles like Book of Dead and Starburst in its library as well. In total, the casino provides over 5,000 titles. If you prefer a traditional casino, definitely check Slotsgem out; you’ll probably like its minimal design and heavy emphasis on video slots.

Up to 8000 NZD + 225 Free Spins + Instant Bonus Round
Spinbara

Spinbara 

Spinbara throws thousands of games at you - over 11,000 to be exact - from a total of over 85 software providers. With providers like Pragmatic Play and NetEnt, you can easily find high RTP slots like Gates of Olympus, Book of the Dead, along with many Megaways titles that sit around 96% RTP.

100% Up to $1,000 + 200 Free Spins + 1 Bonus Crab
Wyns

Wyns

Wyns positions itself as a high-volume international casino, which is great, but can be overwhelming if you’re looking for high-return titles. The site went live in 2023, and in two years, it’s added over 7,000 titles to its library. This library has a great mix of pokies, live games, and table games. Scroll through their popular titles, and you’ll find plenty of 94-96% RTP titles in the list.

100% Up to $1,000 + 200 Free Spins
Vegashero

Vegashero 

Vegashero not only provides great security with two licenses from MGA and UKGC, but it also provides some of the highest RTP titles on the market. The gaming library is fairly small when compared with the other names in the list. Nevertheless, the quality is unmatched, with titles from NetEnt, Microgaming, Yggdrasil and Evolution such as Mega Moolah, European Roulette, and Book of Dead.

100% Up 10 $1,000 + 200 Free Spins + 1 Bonus Crab
Sportaza

Sportaza 

Sportaza is better known as a sports betting site, but from a payout point of view, its casino is quite underrated. The site has an impressive live casino offering, with games like European Roulette and classic blackjack sitting close to 97-99% in RTP. I checked the banking, and it was quite NZD-friendly as well.

100% Up to $1,000 + 200 Free Spins
Allyspin

Allyspin

Launched this year, Allyspin made its way to this list with its abundance of 96%+ RTP pokies alongside crash and instant-win titles. The site is still a bit of an unknown quantity, but so far, it’s made an amazing name for itself. Right now there are over 10,000 titles available from well-known names like Play’n GO, NetEnt, Pragmatic Play, Hacksaw and Evolution.

100% Up To $1000 + 200 FS

How We Decide Which NZ Casinos Pay the Most

To the untrained eye, casino sites can all look like much of a muchness. However, the most important details are generally hidden in the fine print. That’s where we come in. Before recommending any site at BettingTop10 NZ, we take a look at several benchmarks to judge whether or not the casino is truly high-quality and worth your time. Here are all the benchmarks we consider important.

Verified RTP percentages

For any high-paying casinos, verified RTP percentages are the most important factor for us. Unfortunately, shady operators can promote fake payout odds to lure in more players. That’s why our team of experts always verifies RTP percentages from trusted sources.

High-paying slot providers (Microgaming, NetEnt, Playtech, Pragmatic)

Any casino with multiple well-known software providers is always an instant green flag for me. The more names, the better. Such providers actively offer high RTP slots of 94% or higher and also ensure fairness. Casinos with unlicensed or unknown providers may still pay well, but it’s harder to verify, leaving more wiggle room for users to be hard done by.

Fast withdrawal methods

When reviewing any casino, I test small withdrawals, noting bank transfer, card, and ewallet payout times. Payout verification delays are expected; repeated excuses aren’t. The NZ online casinos with fast payouts are the ones that we feel the most comfortable recommending.

Low fees 

Hidden charges or withdrawal fees can eat into your returns, so I always factor this into my ratings. Most popular casinos won’t charge any extra fees, but given how many operators there are, it’s always important to check first. We make sure to read through all the necessary T+Cs, check reviews, and test payment methods ourselves to uncover any hidden surprises.

NZD-friendly banking 

Since Kiwi gamblers must use offshore platforms, NZD-friendly banking is important. I make sure to always check there are easy NZD options, such as credit cards, POLi, and bank transfers. Another factor to keep in mind is the conversion charges–some casinos will charge, others won’t. Obviously, we aim to recommend operators that don’t charge for currency conversion, or have minimal fees, so your payout doesn’t suffer.

Real testing

In my experience, you can only understand the full picture of a casino when you actually register and play on the site. That’s why every casino I recommend, I’ve personally gambled on. When I speak about customer support and withdrawal processes, it’s not hearsay: it’s my own, firsthand experience.

Highest Paying Online Casino Games in NZ

Finding high RTP casinos is not enough; you need the right games too. Even the top paying online casino NZ will have games that pay better than others. Below, I’ve broken down what games you should keep an eye out for, and highlighted some of the highest RTP slots NZ players should try. 

Highest RTP Slots in NZ

  • Gonzo’s Quest (96.5%)
  • Sweet Bonanza (96.48%)
  • Wolf Gold (96.10%)
  • Book of Dead (96%)
  • Gates of Olympus (96%)

High Payout Table Games 

  • Classic Blackjack
  • European Roulette 
  • Baccarat
  • Poker

Games With Best Odds for NZ Players 

  • Blackjack with friendly rules
  • French roulette
  • European roulette

Fastest Paying Online Casinos in NZ

Even the highest-paying online casino is no good if your payout gets stuck. I’ve seen heaps of complaints about casinos, and it's usually all down to delayed withdrawals. So, here’s a rundown on all the payment methods and online casino payout rates NZ details you’ll need to be familiar with. 

Payment Method

Fee

Process Time

Bank Transfer

Varies

2-10 banking days

Debit Cards

None

24-48 hours

Skrill / Neteller

None

Instant

Cryptocurrencies

None

Instant

How to Increase Your Chances of Winning at NZ Casinos

Here’s the truth: there’s no silver bullet to winning, even at the top paying online casino NZ. If someone is promising you guaranteed payouts, they're probably selling nonsense. Every casino game runs on a random number generator, meaning the results are completely randomised. Even RTPs are worked out from millions of spins, meaning what happens in your game might not be the same as that RTP number.

With this in mind, there are a few ways you can increase your chances of winning

Pick higher RTP games on trusted NZ online casinos

If you’re stuck choosing between two pokies, I’d always go for the one that clearly states a higher RTP. Generally, games with over 94-96% RTP are considered highest RTP slots NZ. To make the most, you’ll need to play those that offer the most. As for table games, you’re better off sticking to blackjack or European roulette.

Only play games where the RTP is published

If you’re checking out a pokie and can’t spot the RTP in the info, steer clear. Most games without visible RTP are running on low configurations. Low configs make you less likely to get high payouts, and are generally not audited casinos.

Bet small on high-variance slots, larger on low-variance slots

The strategy is simple:

  • Use small stakes in high-variance games like Gates of Olympus or Wanted Dead. 
  • Use big stakes in low-variance games like Starburst or Big Bass.
  • Managing the variance is how I make my bankroll last longer.

Focus on NZ casino payout percentage, not just bonuses

A massive bonus might seem like an obvious choice, but if it’s got a super low RTP, it’s probably worse in the long run. You should always read any wagering requirements carefully, even in trusted NZ online casinos. Trust me, when you’re out to get high payouts, you don’t want to get locked into bonuses that force you to play low RTP games.

Know when to stop

If you’re tired or maybe a bit tilted to chase back those losses, your decisions are going to get worse. This is when the house edge is just going to eat up your funds faster. Remember to always gamble responsibly.

FAQs

There are quite a few trusted online casinos in NZ, including Lucky Circus, Dragonslots, Slotsgem, and Wyns.

The average NZ casino payout percentage depends on the game, but Lucky Circus, BetandPlay, and Jokery all offer games with an RTP of 96-99%

All the casinos I’ve mentioned in the list today are good choices - but bear in mind that it’s called gambling for a reason, and there are no guarantees of winning.

If I had to choose one of the casinos with fast withdrawals NZ, I’d choose Lucky Circus or BetandPlay due to their focus on crypto and ewallet withdrawals.

Bren is our resident Kiwi, and has been betting on everything he can down under since the day he turned 18. With 15 years’ experience in the gambling industry, Bren loves everything to do with iGaming. Sport is Bren’s first love, but he’s also grown to become an expert in betting sites and online casinos. Analysing odds, uncovering bonuses, testing out payment methods, checking site security–Bren thrives when he’s finding out the best platforms for the rest of the community to enjoy. If it’s betting or casino content you’re looking for, Bren’s your guy.